The trust layer for stablecoin finance
Stablecoins move money.Portafino decides how and when.
Money locks when the deal is signed and moves only when it's delivered. Privately, in stablecoins, anywhere in the world.
Scroll to see how it worksEvery stablecoin tool your company needs,inside one layer of protection.
One account, one wallet, one portal. Every tool your finance team uses to hold, move, convert, earn, protect and accept money sits inside the same layer of protection, on the same rails.
- Smart-contract escrow
- Passkey on every payment
- KYB · KYC · AML
- AI settlement + arbitration
- Silent Data privacy
- HoldMulti-asset walletUSDC, USDT, EURC, BILS and AE, non-custodial.
- MoveOn/off rampBank to stablecoin and back, through licensed partners.
- ConvertExchangeUSDT to USDC inside the wallet, in seconds.
- EarnMoney market fundIdle balance earns yield. Auto-sweep, redeem any time.
- ProtectAgreements & payrollMilestone escrow for suppliers. Global contractor payroll.
- AcceptCheckout & cardsTake cards and stablecoins. Spend with a Portafino card.
- Roles & approval tiers
- Analytics
- On-chain proof for every payment
- Audit log
- Notifications
- A wallet provider
- An exchange
- A payroll tool
- An escrow agent
- A payment processor
- A compliance vendor
Six vendors, six contracts, six onboardings, and the money still moves on trust.
One integration. One onboarding. Every payment protected.
What your company gets
- One account for everything
A single business verification opens the wallet, exchange, payroll, agreements and checkout.
- Protection on every payment
Escrow, passkey signing, KYB/KYC/AML and dispute resolution apply to every flow, not just some.
- Idle money that works
Balances you're not using can sit in a money market fund and come back when you need them.
- Control your auditors will like
Roles, approval tiers, analytics, an audit log and an on-chain proof for every payment.
- Global reach from day one
Fiat in and out through licensed partners, routed by geography, settled on chain.
Trust is still the most expensivepart of every deal.
Pay upfront and hope, or deliver first and hope. Someone always carries the risk on faith.
The same stablecoin.Every layer of trust around it.
A stablecoin on its own moves in seconds, can't be reversed, is visible to anyone and carries no terms. Portafino adds the layers a real deal needs, one on top of the other.
On its own
A stablecoin, on its own.
Fast and global, but blind. Once it is sent, it is gone. Anyone can see it. Nothing ties it to what was promised.
- Moves in seconds
- No terms, no counterparty checks
- Every amount public on chain
Identity
Know who is on the other side.
Every business is verified before it can trade, and every action is signed with a passkey.
- Business verification on every counterparty
- Passkey sign-in, no seed phrase or private key
- Roles, limits and approvals for your team
Agreement
Decide when the money moves.
Funds lock when the deal is signed and release milestone by milestone, on verified delivery.
- One agreement, many milestones
- No unilateral exit once funded
- Release to wallet or fiat
Resolution
Settle disagreements without starting over.
If a milestone is disputed, the money stays locked. The parties propose a split, or AI arbitration rules.
- Splits from 0 to 100%
- AI arbitration only when needed, ruling final
- Every step recorded as an auditable trail
Privacy
Keep the deal private, keep it provable.
Terms, amounts and parties are sealed in hardware with Silent Data. Only integrity proofs reach the public chain.
- Not even the operator can read the deal
- Auditors and regulators see what they are entitled to
- Proofs post publicly, data never does
Settlement
Arrive wherever it is needed.
Licensed partners take money in and out of fiat by geography. Settlement runs on chain in USDC, USDT, EURC or BILS.
- Fiat in, fiat out, routed by geography
- Paid to a wallet or a bank account
- Settled, not sent
On its own
A stablecoin, on its own.
Fast and global, but blind. Once it is sent, it is gone. Anyone can see it. Nothing ties it to what was promised.
One integration.Every stablecoin flow.
One platform that holds, moves, converts, protects and accepts digital funds.
Digital wallet
Business wallets for stablecoins, secured by passkeys.
MoveOn/off ramp & payroll
Fiat in and out, and payouts to anyone, anywhere.
ConvertUSDT → USDC exchange
Switch between stablecoins inside the wallet.
ProtectSmart-contract escrow
Funds lock at signing and release on verified delivery.
AcceptCards & stablecoin checkout
Accept payments on your own site.
ConcealPrivate data chain
Every deal private, every settlement provable.
One agreement. Many milestones.Each one settles on its own.
Terms and milestones set.
Funds committed to the agreement.
Work or goods delivered.
Checked against the terms.
Paid out, to wallet or fiat.
The money stays locked while the dispute runs. Nobody can pull it back.
Dispute raised
Either side proposes a split, 0 to 100%.
Parties settle
Most disputes close with no mediator.
AI arbitration
Only when needed. The ruling is final.
Once funded, no one can pull the money back. It moves only on verified performance or a ruling.
See the product,from invitation to settlement.
A walkthrough of the product: onboarding with a passkey, verifying a business, funding a wallet, signing an agreement, releasing a milestone, running payroll and resolving a dispute.
Every deal stays private.Every settlement stays provable.
Confidential computing inside Portafino. Hardware-sealed.
Private by design
Terms, amounts and parties sealed in hardware. Not even the operator can read them.
Need-to-know
Each party, auditor or regulator sees only what it is entitled to.
Provable on chain
Integrity proofs post publicly. No deal data exposed.
Enterprise grade
400 private transactions per second on standard EVM.
One integration.Every kind of deal.
Trade & G2G
Neutral execution between countries.
EnergyOil, gas, commodities
Pay per shipment, per milestone.
PlatformsMarketplaces
Protection inside every order.
A2AAgent to agent
AI agents paying each other safely.
B2BServices & supply
Paid on delivery, not on invoice.
From one dollar to sovereign scale. The same API, whichever of these the business looks like.
Every new form of moneyneeded new infrastructure.
- Cash
Needed vaults, branches, armored trucks.
- Cards
Needed networks, terminals, issuers.
- Digital
Needed processors, gateways, APIs.
- NowStablecoins
Need identity, rails, compliance and an agreement layer.
moved in stablecoins in 2025. Almost none of it governed by an agreement.
transferred in stablecoins from January to August 2026.
The rails have been bought.The layer above them is open.
As the GENIUS Act takes effect, every acquisition has bought a rail. None bought the trigger that decides when it fires.
Hard to build.Harder to copy.
Silent Data inside
Confidential computing no stablecoin rail offers natively.
Independently reviewed
Architecture reviewed by NCC Group.
Non-custodial by design
Funds settle through licensed partners and smart contracts, never through Portafino's balance sheet.
Built for settlement
Per-milestone release, no unilateral exit, proportional splits.
Patent-protected privacy
US patents in smart-contract privacy and secure enclaves.
Agent-ready
AI agents transact as first-class parties, with the same guarantees.
Built withApplied Blockchain.
Applied Blockchain has built enterprise blockchain and privacy infrastructure in London since 2015. It created Silent Data, the confidential-computing layer at the heart of Portafino's privacy.
The safest, most complete and most innovative way to use stablecoins.Anywhere in the world.
Earn The Trust.